Equatorial Insurance, LLC., a wholly-owned subsidiary of Equatorial Group is a Full Service Insurance Brokerage Agency. We are fully Licensed in multiple Products and jurisdictions not limited to the following:

Life Insurance

We have direct appointments and relationships with some of the leading Insurance Companies anywhere. Products include:


  • Term Life Insurance
  • Whole Life Insurance
  • Universal Life Insurance
  • Variable Life Insurance
  • Variable Universal Life Insurance
  • Key Person Life
  • Group Life Insurance Life
  • Split-Dollar Life
  • Fixed Annuities
  • Equity Index Annuities
  • Variable Annuities

Some of the Companies we represent include:


  • MetLife
  • Jackson National
  • The Hartford
  • Lincoln Benefit Life
  • Illinois Mutual
  • Penn Mutual
  • Mass Mutual
  • Prudential
  • Axa Equitable

Health & Disability Insurance

The increasing complexities in Health Insurance mandates, options and escalating Costs are daunting and confusing to individuals and groups alike. Our goal is to simplify the process.

We provide a One-Stop platform from most of the leading insurance vendors in both the Individual and Group Markets. Products include:


  • HMO
  • PPO
  • POS
  • HRA & Health Saving Accounts (HSA)
  • Medicare Advantage Plans
  • Long Term Health Insurance
  • Dental
  • Vision
  • Short and Long Term Disability

While we offer plans for all client sizes, our Specialty is the Small Group Market (2 to 50) employees in Maryland, Virginia, District of Columbia, and Georgia.

Companies include:

  • Carefirst BlueCross BlueShield
  • Aetna
  • Coventry
  • United Healthcare
  • Kaiser Permanente
  • Humana
  • BlueCross BlueShield of Georgia
  • Dentaquest
  • United Concordia

We guarantee Fast and Efficient turnaround from Quotes to Plan Installation and continuous Customer support.

International Health Insurance

Most Health Insurance do not follow you overseas. We can help with plans that cover Domestic and International travelers and residents.

  • The Worldwide Major Medical Plan. Designed for US Citizens who work or reside outside of the United States, permanently or for extended periods of time. The plan allows treatment anywhere in the world, even back home in the USA
  • Worldwide coverage for Missionaries. Designed to provide cost-effective medical insurance to the career or long-term missionary by offering continuous coverage while overseas and back in the US while on furlough or deputation.

  • Liaison International, a Temporary medical coverage for anyone travelling outside the USA as well as any foreign visitor to the USA. Coverage for as little as 15 days and as long as 3 years. Emergency Medical Evacuation, Assistance Services included.
  • Patriot International. Short-term medical insurance for US citizens travelling abroad.
  • Patriot America. Short-term medical insurance for Non-US Citizens travelling abroad.

On-Line Quote & Payment

Property & Casualty Insurance

We remain very competitive throughout our products portfolio due to our relationships with leading insurers and other reputable Wholesalers and MGAs.

Personal Lines

  • Home Owners, Condominiums
  • Apartment Dwelling
  • Rental and Landlord Properties
  • Vacant Homes
  • Personal Auto
  • Boats
  • Specialty Auto
  • Motor Homes and Travel Trailers
  • Motorcycles
  • Off-Road Vehicles
  • Collectible Auto

Commercial Lines

  • General Liability
  • Properties & Equipment
  • Business Auto
  • Workers Compensation
  • Professional Liability
  • Surety Bonds
  • Fidelity Bonds
  • Errors & Omission
  • Directors & Officers
  • Umbrella Policies

Our markets include:

  • The Hartford
  • Agency Specialty Product Network (Aon Corporation)
  • CNA Surety
  • Apogee Insurance Group
  • Injured Workers Fund (IWIF)
  • Philadelphia Insurance Companies
  • Maryland Insurance Fund (MAIF)

For more information about our firm and the services we offer, send us a quick email or call the office. We would welcome the opportunity to speak with you. | 410-788-0090